Julian Gun Cuninghame

Why choose me? I have expertise in all aspects of financial services and banking, including the Consumer Credit Act 1974. I act for clients with claims against banks, other financial institutions and brokers in respect of the misselling of financial products, unfair lending and unfair enforcement of loans. I defend claims brought by banks and other lenders in respect of mortgages and unsecured loans, including credit cards. I had a leading role on behalf of borrowers in the test case on credit card lending, Carey v HSBC Bank plc. My clients include property investors, buy to let landlords, owners of businesses and private individuals. I am recognised as a leading practitioner in consumer law by legal directories.

My approach

I  offer clients an initial free face to face consultation. The purpose of the initial consultation is to discuss how the case is likely to proceed in the early stages and to make sure that it is a suitable case for public access. I am happy to meet clients outside normal working hours in the evenings and, if necessary, at weekends. I deal with clients on first name terms and it is important to me to build a good working relationship with clients so that they can speak to me frankly. I tell clients how I see their cases frankly and will tell a client at an early stage if I believe that a case does not have a reasonable chance of success. I like to explore every avenue to achieve an early settlement of cases to save clients costs and the stress of litigation. However, if a settlement is not achievable, I fight cases hard in court

My work

I am easily accessible. I take telephone calls and answer emails or text messages at any time of day. I see clients whenever they want to see me, subject to court and other professional commitments. I explain how I charge my fees and take into account my clients' financial position and the affordability of my fees. I prefer to agree fees on a step by step basis rather than agreeing fees for work, which is a long way off, agreeing fees for multiple tasks. If a client prefers, I can charge an all in fee for a case or a part of a case. I ask for my fees to be paid upfront before I start work.

About me

I am a 54 year old barrister. I have been a barrister for 27 years. Before I was a barrister, I was a solicitor working in property litigation. As a solicitor, I was trained in conveyancing, trusts, probate and wills as well as litigation. About 50% of my work comes directly from clients. The other 50% comes from solicitors who instruct me on their cases. I enjoy dealing with clients directly and working with them to deal with their legal problems.

What my clients say

"Accessible, punctual, patient and willing to simplify often complicated legal language"

"A very good advocate"

"Easy manner, tenacious and a good cross examiner"

Professional & academic

College of Law, Lancaster Gate (1985 and 1986)

Edinburgh University (1980 to 1984), Masters degree

Professional Negligence Bar Association

London Commercial and Common Law Bar Association

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